Investments Collateral Personal Loan1

 

Pay education cost, debts and vacations while your savings remain intact; use your savings as collateral.


Discounts
You may enjoy special discounts when applying for a personal loan:

 

Benefits

 

Apply now or call TelePréstamo Popular® at 787-724-3653 (Puerto Rico) or 1-888-724-3653 (United States / Virgin Islands).

 

1 Subject to credit approval and that it meets the parameters established by the Bank.
2 Base rate for an investment collateral personal loans: from 9.95% APR; minimum APR 7.70%. 7.70% APR offer includes the following discounts: 0.25% when you sign up for Pago Directo, 0.50% if you have or open MultiCuenta Popular® or Popular Plus, 1.00% for terms up to 60 months, 0.50% for retaining Popular, Inc. securities. Example: a loan of $10,000 at 7.70% APR for 60 months will have a monthly payment of $201.33. 8.70% APR offer includes the following discounts: 0.25% when you sign up for Pago Directo, 0.50% if you have or open MultiCuenta Popular® or Popular Plus, 0.50% for retaining Popular, Inc. securities. Example: a loan of $25,000 at 8.70% APR for 84 months will have a monthly payment of $398.43.
3 You have the option of making your first payment up to 90 days after your disbursement. This does not constitute an exemption of accumulated interest during this 90-day period.
4 Subject to the conditions of the PREMIA® program.
5 The insurance is optional. Banco Popular will not condition the credit decision related to your application to the purchase of any insurance product from any affiliate; or your agreement to obtain or purchase an insurance product form a non affiliated institution. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with requirements and standards related to coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of, or guaranteed by, the Bank or its affiliates; are not insured by the FDIC, or any other U.S. agency, the Bank or its affiliate.